Typically, flood insurance is available to residents living in communities that participate in the National Flood Insurance Program (NFIP). Understanding one’s risk to flooding should help determine the need and amount of flood insurance. Ottawa is a participant in the National Flood Insurance Program.
Check with your local insurance agent to see if they sell flood insurance. If they don’t, perhaps they have suggestions of local agents that do. One can also refer to this website for further information on how and where to obtain flood insurance:
Further information regarding flood insurance can be found here: